Is A Plan In Your Future?
09 Oct 2014
According to Allianz Life, at the end of 2013 only 16% of Americans were including Financial Planning in their 2014 New Years Resolutions. Believe it or not, that was less than half who included Financial Planning in their resolutions in 2009. Why? Why is setting up a Financial Plan so difficult or uninteresting to the majority of people? Here are some common answers:
– 26% said “they spent too much money on things not needed”
– 27% said “they don’t save any money”
– 14% said “they spend more than they make”
– 30% said “they don’t make enough money to worry about it”
– Most said they don’t have the time
As I have written and talked about for many years now, if you don’t have the Time, Knowledge or Desire to manage your finances now and in the future, then delegate it to someone else! Stop making excuses and make 2015 the year you finally make a plan. Having a Financial Plan should increase your financial confidence.
Jeffrey Johnston, ChFC
President of Premier Investments of Iowa, Inc.
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