Is A Plan In Your Future?

09 Oct 2014

According to Allianz Life, at the end of 2013 only 16% of Americans were including Financial Planning in their 2014 New Years Resolutions. Believe it or not, that was less than half who included Financial Planning in their resolutions in 2009. Why? Why is setting up a Financial Plan so difficult or uninteresting to the majority of people? Here are some common answers:

– 26% said “they spent too much money on things not needed”
– 27% said “they don’t save any money”
– 14% said “they spend more than they make”
– 30% said “they don’t make enough money to worry about it”
– Most said they don’t have the time

As I have written and talked about for many years now, if you don’t have the Time, Knowledge or Desire to manage your finances now and in the future, then delegate it to someone else! Stop making excuses and make 2015 the year you finally make a plan. Having a Financial Plan should increase your financial confidence.

Good Luck!

Jeffrey Johnston, ChFC
President of Premier Investments of Iowa, Inc.

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Premier Investments of Iowa, Inc. are not affiliated .

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Jeffrey Johnston

Jeffrey is originally from Solon, Iowa. He currently resides in Swisher, Iowa with his wife, Prudence, and his three children, Seth, Ian, and Roman. He graduated from the University of Northern Iowa in 1989, where he majored in Finance and Investments. He has 24 years of experience in the investment and estate planning business. He is currently the President of “Premier Investments of Iowa, Inc.” Jeffrey’s main focus is Estate and Investment Planning for Senior Citizens and Pre Retirees. Jeffrey became a Chartered Financial Consultant (ChFC) in 2001. He is the author of many articles on industry related topics and he is a frequent seminar presenter. He is a Board Member TRIAD Linn County Seniors Against Crime, and he is also a past Board Member of the Heritage Area Agency on Aging Task Force. He is a member of CEO Roundtable in Cedar Rapids, a Daybreak Rotary Member, and a member of the Cedar Rapids Estate Planning Council. In March of 2009, Jeffrey became the host of the Premier Investments of Iowa Financial Hour which airs every Tuesday Evening from 6PM -7PM, on WMT 600 AM Radio. In his free time he enjoys golf, fishing, scuba diving, traveling, and coaching son’s basketball teams.