Are you Financially Fit?

16 Dec 2014

Well, it’s the time of year in which we reflect on what has passed and look ahead to a new year fast approaching. It’s also a great time of the year to see if you are financially fit. Take this short quiz to see how you are doing:

Answer Yes or No to the following:

  1. I contribute to my retirement plan at work at least to get the matching contribution.
  2. I rebalance at regular intervals whether the market is up or down.
  3. I have a Will and have included any advanced directives. I have all my financial/insurance documents in once place, easily available for my significant other or loved ones to find if needed.
  4. I have an increased sense of financial confidence because I have a Personal Financial Plan.
  5. I understand, at the end of the day that it is only money; I value my relationships with other people and the time I spend with them more than money.
  6. I have a personal fair rate of return goal and I know what I need to earn each year to achieve financial success.

If you answered with:

0 Yes’s – Then you may need a therapist, not a financial advisor 🙂

1-3 Yes’s – You are getting close but could still use some help

4-5 Yes’s – Super job! Keep focused and good things will happen

6 Yes’s – You “get it” and I am sure that you are on track for an enjoyable retirement

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Jeffrey Johnston

Jeffrey is originally from Solon, Iowa. He currently resides in Swisher, Iowa with his wife, Prudence, and his three children, Seth, Ian, and Roman. He graduated from the University of Northern Iowa in 1989, where he majored in Finance and Investments. He has 24 years of experience in the investment and estate planning business. He is currently the President of “Premier Investments of Iowa, Inc.” Jeffrey’s main focus is Estate and Investment Planning for Senior Citizens and Pre Retirees. Jeffrey became a Chartered Financial Consultant (ChFC) in 2001. He is the author of many articles on industry related topics and he is a frequent seminar presenter. He is a Board Member TRIAD Linn County Seniors Against Crime, and he is also a past Board Member of the Heritage Area Agency on Aging Task Force. He is a member of CEO Roundtable in Cedar Rapids, a Daybreak Rotary Member, and a member of the Cedar Rapids Estate Planning Council. In March of 2009, Jeffrey became the host of the Premier Investments of Iowa Financial Hour which airs every Tuesday Evening from 6PM -7PM, on WMT 600 AM Radio. In his free time he enjoys golf, fishing, scuba diving, traveling, and coaching son’s basketball teams.