New Year Revolutions!

New Year Revolutions!
31 Dec 2015

What?  Revolutions, not resolutions?  That’s right!  I’m asking each of you who reads our weekly blog to consider 2016 the year you move forward with some “revolutionary” financial planning moves!

First step: Interview and hire a qualified financial advisor. You need a partner as you navigate the complex world of insurance and investments. Your advisor should not only be experienced, knowledgeable and client focused, but also someone you enjoy meeting with on a regular basis.

Second step: Provide your advisor with all the financial facts about your life, copies of documents requested, and complete the required “homework” to allow your advisor to prepare a written financial plan focusing on your retirement income needs. What a revolutionary idea; planning for a successful retirement!

Third step: Be prepared to move forward with the recommendations your advisor makes for your financial future.  Also, realize you may need to implement the recommendations over a period of time. You should never feel “rushed” with your advisor to make a decision. You should make your decisions based on what your advisor truly believes is right for you and a timetable for implementation which makes good financial sense.

Fourth step:  Another “revolutionary” idea–plan on meeting with your advisor every three to four months to review progress and continue to fine-tune your written plan recommendations!

Finally the fifth step: Utilize our website,, for your weekly educational update through our TV & Radio Shows to continue growing your financial knowledge as you work with us toward your financial success.  Consider enrolling in one of our popular workshops to energize your 2016 financial goals.

We are here to help you become a financial “revolutionary”!!  We wish each of you a happy, healthy, and prosperous NEW YEAR!





Gary Speicher

Gary D. Speicher is from Gladbrook, Iowa and currently resides in Cedar Rapids with his wife Susan. He has four children Christopher, Amy, Matthew and Sarah. Gary graduated from Iowa State University in 1969 where he majored in Agricultural Communications. Gary began his insurance and investment business while he was a college student. In 1982, he formed Financial Planning Services and he currently has over 46 years of combined experience in the insurance & securities industries. In 1978, he became a Chartered Life Underwriter (CLU) and in 1984, he became a Chartered Financial Consultant (ChFC). In 2013, Gary became one of Dave Ramsey’s Endorsed Local Providers in Iowa. Gary is a 36 year member of the Society of Financial Service Professionals, a 34 year qualifying and life member of the Million Dollar Round Table, a 27 year member and past president of the Eastern Iowa Financial Planning Association, 23 year member and past president of the Cedar Rapids Estate Planning Council, current member and a past chairman of the St. Paul’s United Methodist Church Foundation where he has been a member for 29 years. Gary also teaches a semi-annual retirement planning program for the faculty and staff of Kirkwood Community College. His staff consists of Diana Irvin, his administrative assistant of over 25 years, and his wife, Susan, who has served as office manager for over 24 years. In his free time, Gary fishes professional walleye tournaments and enjoys time with family and friends. Honorees of Million Dollar Round Table must achieve a sales goal predetermined by the MDRT organization and maintain this level throughout the course of one year. Qualified individuals must pay a membership fee in order to participate. Sales amounts are independently verified by the MDRT organization through certifying letters. Qualification for recognition is based on the amount of premium/commission dollars produced over the previous year. This recognition is not representative of any investment performance or returns