Tag: Premier Investments


May

10

2016
Happy portrait of senior couple, woman embracing her husband

The New Realities of Retirement

Approximately 4 million baby boomers will retire this year alone! Talk about a drain on pension and Social Security benefits…You don’t have to search very far to find information on the under-funding issues with both of these programs. There are many new realities to retirement. Here are just 3: *You will live longer than you imagine– One out of every four people age 65 will...

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Apr

22

2016

I LOVE GOLD!

A week does not go by without someone asking me what I think about gold.  Let’s make something clear, I LOVE GOLD!  Who doesn’t?  However, these people are asking me what I think about gold as an investment. Well, I really don’t have an opinion. You see, the issue of whether or not gold is a good investment isn’t the real concern. It’s the percentage...

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Apr

15

2016
So, You Got a Refund?

So, You Got a Refund?

The tax year has come and gone and you get your usual refund. What do you do with it? Or, better yet, is it good to even get a refund?  According to Bankrate.com, three out of four taxpayers received a refund of $3,000 in 2015!  Although you may look at this a “windfall” or forced savings plan, you are essentially giving your money to the...

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Mar

30

2016
Changing jobs?  Be aware of these rollover mistakes!

Changing jobs? Be aware of these rollover mistakes!

So for whatever the reason, you are switching jobs. Your new employer has a great 401(k) with tremendous matching and you immediately signup. But what about that old plan you have, what should you do? Here are a few options and suggestions: 1) You can leave the money where it is. You will want to check the expenses that you are incurring as well as...

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Mar

17

2016
Is This Career For You?

Is This Career For You?

I am often asked if the financial planning field is a desirable industry to work in. Well, like many questions, it depends. I came into “the biz” in October 1989. At that time, the industry was very focused on insurance related products and did not involve much planning. Much of the training consisted of telling a prospective client, “Hey, we have this great product that...

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Mar

04

2016
Financial DNA: What Is It And How Does It Work?

Financial DNA: What Is It And How Does It Work?

I have often said investing money for people is the easy part. It’s dealing with investor’s emotions that makes this endeavor more challenging. Helping new investors uncover their biases and perceptions about money will help strengthen the relationships they have with advisors. A new study from Leon Morales at DNA Research backs up this point. A 46 question quiz helps identify each investor’s own personality types....

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Feb

24

2016
A 3d Rendered Illustration showing a Rise and  Fall in Interest with symbol percent

Will Rising Interest Rates Affect Your Pension?

If you’re getting close to retirement and have decided to take monthly payments from your pension, then rising interest will have little impact (today) on your decision. However, if you’re considering or have been offered a lump sum payment, rising rates can make the timing of your decision critical. Or as Donald Trump says, “This will be HUGE.” Most pensions will use the present value...

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Feb

09

2016
Senior couple riding bicycles in the nature

Getting Your ‘Better Half’ Involved In The Finances

Getting your spouse to be as excited about finances as you are may be a tall task. However, it is critically important that both parties get actively involved in the planning process. Here are a few tips you should consider when you are trying to convince your better half to be involved with your finances. Don’t pressure them:  If at first you don’t succeed, instead...

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Dec

31

2015
New Year Revolutions!

New Year Revolutions!

What?  Revolutions, not resolutions?  That’s right!  I’m asking each of you who reads our weekly blog to consider 2016 the year you move forward with some “revolutionary” financial planning moves! First step: Interview and hire a qualified financial advisor. You need a partner as you navigate the complex world of insurance and investments. Your advisor should not only be experienced, knowledgeable and client focused, but also someone you...

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Dec

23

2015
5 Questions I Get to Ask You!

5 Questions I Get to Ask You!

Very often when we meet with new or prospective clients, I spend time fielding many different questions. Most of these questions are regarding how we get paid or how long I have been in business. They all are great questions and I am happy to answer; however, my approach is to try to focus on you and your unique situation and concerns. I understand you...

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