Nov
23
2016
Tag: Investing
Sep
28
2016
Jun
22
2016
Investing is Simple… It’s Just Not Easy
You really need to say this a few times to understand the point. Investing in of itself really is simple. Here is a look at how simple it is: 1) Start as early as you can (time value of money) 2) Invest as much as you can (you can’t really over save can you?) 3) Invest in as many different investments that you can find...
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May
26
2016
I’ll Never Retire!
Believe it or not, we hear this more than ever from the people we speak with and the statistics seem to back this up. In 2000, about 11% of Americans worked into retirement. Today, it’s almost 20% and going higher according the the U.S. Bureau of Labor Statistics. Today, the US has the largest number of older workers ever. A 2015 Federal Reserve study found that 12% said they...
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Apr
22
2016I LOVE GOLD!
A week does not go by without someone asking me what I think about gold. Let’s make something clear, I LOVE GOLD! Who doesn’t? However, these people are asking me what I think about gold as an investment. Well, I really don’t have an opinion. You see, the issue of whether or not gold is a good investment isn’t the real concern. It’s the percentage...
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Apr
15
2016
So, You Got a Refund?
The tax year has come and gone and you get your usual refund. What do you do with it? Or, better yet, is it good to even get a refund? According to Bankrate.com, three out of four taxpayers received a refund of $3,000 in 2015! Although you may look at this a “windfall” or forced savings plan, you are essentially giving your money to the...
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Feb
24
2016
Will Rising Interest Rates Affect Your Pension?
If you’re getting close to retirement and have decided to take monthly payments from your pension, then rising interest will have little impact (today) on your decision. However, if you’re considering or have been offered a lump sum payment, rising rates can make the timing of your decision critical. Or as Donald Trump says, “This will be HUGE.” Most pensions will use the present value...
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Feb
09
2016
Getting Your ‘Better Half’ Involved In The Finances
Getting your spouse to be as excited about finances as you are may be a tall task. However, it is critically important that both parties get actively involved in the planning process. Here are a few tips you should consider when you are trying to convince your better half to be involved with your finances. Don’t pressure them: If at first you don’t succeed, instead...
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Jan
22
2016Stocks Off to the Worst Start in 90 Years
“Stocks are off to the worst start in 90 years & 70% of investors lost money in 2015.” Other than that everything is great. No seriously. I can’t see the relevancy of reporting information to the public like that. Other than to try to scare people or invoke them into some type of investment philosophy change, assuming they had one. I recently had a caller...
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Dec
31
2015
New Year Revolutions!
What? Revolutions, not resolutions? That’s right! I’m asking each of you who reads our weekly blog to consider 2016 the year you move forward with some “revolutionary” financial planning moves! First step: Interview and hire a qualified financial advisor. You need a partner as you navigate the complex world of insurance and investments. Your advisor should not only be experienced, knowledgeable and client focused, but also someone you...
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